Privacy & Terms

Privacy Policy

We respect your privacy and protect your data. This policy explains what we collect and how we treat data as a "Privacy-First" entity.

Data Collection & Usage

• User Inputs: Financial data entered into calculators (e.g., loan amounts, rates) is only stored in our encrypted Supabase database when you explicitly click "Save."
• Authentication: We use NextAuth for secure sign-ins. We do not see or store your passwords; authentication is handled via trusted providers like Google or email magic links.
• Communication: We use Resend.com to deliver lead notifications and system alerts. Your email address is never sold or shared with third-party advertisers.
• Scheduling: SavvyCal is used for strategy sessions. Their privacy policy applies to the data provided during booking, but we ensure only necessary "lead data" is passed back to our internal systems.

Your Rights

• The Kill-Switch: You have the right to revoke any public sharing links instantly via your dashboard.
• Data Deletion: You may permanently purge any saved calculation from our database with one click. This action is non-reversible.
• Anonymity: We track geographic trends (e.g., region/country) using anonymized data to improve our services without identifying individual IP addresses.

Terms of Service

By using this site, you agree to our terms governing access, subscriptions, and acceptable use.

Financial Disclaimer:

Saving Private Money website is an educational and analytical tool. The calculations, reports, and strategy sessions provided are for informational purposes only. We are not licensed financial advisors, mortgage brokers, or tax professionals. Users should consult with qualified professionals before making major financial decisions.

User Responsibility

• Account Security: You are responsible for maintaining the security of your login credentials.
• Data Accuracy: The accuracy of the "Pro Reports" depends entirely on the data you input. We do not verify the validity of the financial figures provided by users.

Limitation of Liability

To the maximum extent permitted by law, Saving Private Money and its J. Cameron & associates shall not be liable for any financial losses, investment outcomes, or decisions made based on the use of our calculators or shared links.